Typically, banks come forward to lend against a lease or future lease receivables. Some of the major banks that offer lease loans are listed below. But there are some banks that insist on offering credit only for leasing a commercial property, as rents are much higher in this segment. Get attractive credit against your property`s rental income A loan against a lease works like a private loan and offers the applicant the opportunity to use the credit for any purpose. This could be to meet the development needs of the property in question, to cover wedding or travel expenses, to pay a reward for another loan or almost everything. This gives the applicant the opportunity to use the loan according to their needs. .